23/9/2024 Podcast reflection

Today’s podcast

知行小酒馆: E153高净值人群大观察:2024年,他们有钱人在烦恼什么?

In this podcast, they invited a guest who provides financial advice to wealthy individuals. Surprisingly, even business people face financial issues. Their main problem is that they can't separate their personal finances from their business finances. As you know, the bigger the business, the more money it requires. Sometimes, they even have to ask their families for money, and in the end, their families may not even have enough to support a normal lifestyle. The guest suggested keeping a portion of their wealth in a fund to at least support their families, but not many business people do this.

I’ve always dreamed of being rich, but today I gained a different perspective on wealthy people. I can understand that when they set up a business, instead of borrowing money from the bank, they might prefer to use their own money to avoid paying interest. If the business succeeds, they get a higher return, but it’s a high-risk bet, endangering not only their business but also their family’s normal life. I agree that, whether you’re rich or not, it’s essential to keep a fund that could one day save your life.

Tomorrow, I’m going on holiday for two weeks in Fuerteventura. I might not keep up with my podcast reflections, but I’ll be posting my daily travel blogs. I’m really looking forward to it—I just want some time for myself, to relax on a sunny beach with a good book.

I’ve been writing for two weeks now. I’m not sure if anyone is actually reading, but I enjoy doing it. It has become a hobby, a daily task. Sometimes, I struggle to come up with ideas, and other times, I feel like my words aren’t well-organised, but it’s a part of me, a part of my life. I consider this place a safe space where I can complain, share my thoughts, and express my feelings. I hope that one day, it will also be a safe space for other girls to do the same.